Insurance built for the music industry.
From the working musician on a tour bus to the piano dealer on Main Street — Music Insured is the specialty program of Emery & Webb serving musicians, instrument retailers, recording studios, teachers and manufacturers nationwide.
- 45+
- Years insuring music
- 50
- States served
- A+
- Rated carriers
NAMM endorsed providerChosen by NAMM as an endorsed business insurance provider.
The National Association of Music Merchants selected Emery & Webb to provide business insurance to its members. NAMM membership opens doors to trade shows, professional development, discounted business services and music advocacy — and we make sure those businesses have the protection they need.
January 2027 · Anaheim Convention Center, California. The music industry’s global gathering — new gear, education and thousands of member businesses under one roof. Planning to exhibit or travel? Talk to us early about show, transit and event coverage.
Independent access to A-rated markets
- The Hartford
- Hanover Insurance
- Central Mutual Insurance
- Liberty Mutual
- USLI Group
- CNA
One program, built around the way musicians actually work.
Off-the-shelf policies rarely fit a working music business. We built Music Insured to close the gaps other agencies miss.
Instruments & Equipment
Worldwide, all-risk coverage for instruments, amps, cases and gear — at home, in the studio, or on tour.
Music Retailers
Package policies for storefronts, rentals, repair shops and lesson programs — property, GL and inland marine.
Recording Studios
Studio equipment, professional liability, business income and coverage for client-owned property in your care.
Touring & Production
Tour equipment, rented and non-owned vehicles, cargo and event cancellation for artists and production companies.
Teachers & Schools
Professional and general liability for private teachers, music schools and studio-based instruction.
Manufacturers & Dealers
Products liability, warehousing and cargo for instrument makers, importers and distributors.
If your livelihood is music, we already know it.
Our team writes for every corner of the industry — from soloists insuring a single vintage instrument to national dealers with millions of dollars of inventory on the floor.
Talk to a specialist- Working Musicians
- Piano & Instrument Dealers
- Recording Studios
- Music Teachers
- Touring Artists
- Instrument Manufacturers
- Music Schools
- Production Companies
A specialty program from a fifth-generation agency.
Music Insured is the music-industry specialty program of Emery & Webb, Inc. — an independent insurance agency serving clients since 1886. We built this program because generalist agents kept getting music wrong: undervalued instruments, missed touring exposures, and coverage that fell apart the moment a claim hit.
- Dedicated music-industry underwriters
- Worldwide instrument coverage
- Direct advocacy at claim time
- Independent access to A-rated markets
Ready for a quote or a second opinion?
Tell us about your instruments, studio, storefront, or tour — we'll come back with a right-sized program within one business day.