If you’ve ever taken a wedding dress or an expensive suit to the dry-cleaners and dropped it off, you know the worry that comes with leaving something of value in the hands of strangers. Bringing your engagement ring to the jewelry store for repairs brings similar concerns. So does dropping off a valuable instrument at a music store to be repaired.
In insurance terms, it’s called “care, custody or control coverage” or “bailees” coverage. No matter the name, it’s designed to protect your liability if you were to have a fire or disaster while non-owned instruments are in your possession.
Give peace of mind, as well as quality repairs, to your customers. When written correctly, your insurance can cover instruments that belong to others while in your possession.