Does Business Insurance Kick In When the Power Goes Out?

A loud bang and a quick flash across the night sky – a transformer down the street just blew. Lights along walkways, outside storefronts and inside homes go dark. The brutal lightning storm and blown transformer trigger a town-wide power outage. Your local power company ...

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A Business Income Vocabulary Lesson

Understanding insurance jargon was never in your job description of owning a music business, but it’s sure in ours. Here are a few insurance vocab words that will help you understand Business Income Coverage. We suggest reviewing them with another post: “Property Can Be ...

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Property Can Be Replaced. Business Income? It’s Complicated.

A fire rips through your music store. Your inventory, customers’ instruments, furniture, lesson rooms – it’s all gone or damaged. You’re devastated, but you discover your business insurance will help replace it all. Thank goodness. But wait…a property restoration ...

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10 Steps to prepare for fall storms

Be Prepared for Fall Storms Complacency breeds catastrophe. At least in the world of weather disasters and insurance. While today is officially the last day of summer, it is not the last day of hurricane season.  Hurricane season officially runs from June 1 – November ...

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15 Items for your winter car emergency kit

Bitter cold temperatures have settled in the Midwest.  A major winter storm is bearing down on the Northeast and eastern seaboard.  The 2014 winter season is making its presence known in no uncertain terms. Winter storms and freezing temperatures can lead to just as ...

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