Emery & Webb Blog

Quick tips: Certificates of Insurance

What’s the deal with Certificates of Insurance? If you haven’t noticed it already, you will soon.  Landlords, concert venues, trade shows, school districts and sometimes even clients are starting to ask for Certificates of Insurance.  So what are these coveted ...

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How To Protect Your Instruments on the Road

On the road again… Music is mobile. Heck, we are the group that coined the term “roadies”. So, we pack up our talent and bring it all over the world. With us comes our stuff — instruments, stands, amps, cords, sound boards and other gear all move ...

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The Insurance Nerds Take Flight to NAMM

Don’t blink! The NAMM Show is here. Our team of insurance nerds have their bags packed and they are ready to take flight from NY to Anaheim for the 2017 Winter NAMM Show. As NAMM’s Endorsed Service Provider for Business Insurance, our purpose at the show is ...

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Does Business Insurance Kick In When the Power Goes Out?

A loud bang and a quick flash across the night sky – a transformer down the street just blew. Lights along walkways, outside storefronts and inside homes go dark. The brutal lightning storm and blown transformer trigger a town-wide power outage. Your local power company ...

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A Business Income Vocabulary Lesson

Understanding insurance jargon was never in your job description of owning a music business, but it’s sure in ours. Here are a few insurance vocab words that will help you understand Business Income Coverage. We suggest reviewing them with another post: “Property Can Be ...

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Property Can Be Replaced. Business Income? It’s Complicated.

A fire rips through your music store. Your inventory, customers’ instruments, furniture, lesson rooms – it’s all gone or damaged. You’re devastated, but you discover your business insurance will help replace it all. Thank goodness. But wait…a property restoration ...

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